Just a thought.
How, in literally one or two generations, did we go from hard working people who would do without until they could afford something to the "gotta have it now" and entitlement attitudes of today?
I'm not exempt.
Even though I have had the most excellent of examples in my dad and mom, when my paid for Saturn got totaled I bought a new 4runner, a good portion of that being owed to the bank. Yeah, kicking myself for that one.
So, we're selling it and will never buy a car again without paying cash for it.
I see a lot of extreme in this attitude here in Michigan and it's driving me nuts (I'm sure, though, that it's the same all around the country). This state is in what the politicians call a one state deep recession. But you couldn't tell that by looking at the mall or restaurant parking lots. I read of people having 5, 10, 50, or hundreds of thousands of dollars in credit card debt. How can that happen? I guess we can say that many people's parents did not teach them about credit cards, but come on... there's a level of common sense that should be involved here.
Since when did cable become a necessity? $8 for a coffee? Seems like an everyday occurance for most. Saving for retirement....what's that?
I worry about the affects that the impending explosion of bankruptcies will have on this nation. I am having the impression that building up my year's supply of food storage should be high on my priority list once my house is ready for me to put stuff in. It may sound drastic....but really, the writing is on the wall; things cannot continue like they are without some serious consequences.
So, my July conclusion:
We have a civic duty to get our houses in order.
Oh, and go read Dave Ramsey's Total Money Makeover.
How, in literally one or two generations, did we go from hard working people who would do without until they could afford something to the "gotta have it now" and entitlement attitudes of today?
I'm not exempt.
Even though I have had the most excellent of examples in my dad and mom, when my paid for Saturn got totaled I bought a new 4runner, a good portion of that being owed to the bank. Yeah, kicking myself for that one.
So, we're selling it and will never buy a car again without paying cash for it.
I see a lot of extreme in this attitude here in Michigan and it's driving me nuts (I'm sure, though, that it's the same all around the country). This state is in what the politicians call a one state deep recession. But you couldn't tell that by looking at the mall or restaurant parking lots. I read of people having 5, 10, 50, or hundreds of thousands of dollars in credit card debt. How can that happen? I guess we can say that many people's parents did not teach them about credit cards, but come on... there's a level of common sense that should be involved here.
Since when did cable become a necessity? $8 for a coffee? Seems like an everyday occurance for most. Saving for retirement....what's that?
I worry about the affects that the impending explosion of bankruptcies will have on this nation. I am having the impression that building up my year's supply of food storage should be high on my priority list once my house is ready for me to put stuff in. It may sound drastic....but really, the writing is on the wall; things cannot continue like they are without some serious consequences.
So, my July conclusion:
We have a civic duty to get our houses in order.
Oh, and go read Dave Ramsey's Total Money Makeover.
No comments:
Post a Comment